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How can I ease into retirement and still meet my financial goals?
The years before you retire can be challenging. While you are probably looking forward to having more time to do the things you enjoy, you may not be ready to stop working. And many people are also concerned about whether or not they have saved enough super.
Accessing super contributions
By law, all super contributions are locked away or 'preserved' until you reach your preservation age. Your preservation age is based on your date of birth. Once you reach your preservation age, you can begin drawing a pre-retirement pension. You will need to check with your super fund as not all funds offer pre-retirement pensions.
What you need to know
Once you reach your 'preservation age', you may be able to draw pre-retirement pension – a regular income stream drawn from your super savings. With a pre-retirement pension you can put in place a transition to retirement strategy to help you ease into retirement and boost your super in a tax effective way:
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A Count adviser can help you: